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Radio Changed Our Life

G. Edward Reidby G. Edward Reid
Assistant to the President for Planned Giving

Radio has a special place in my heart. It was the radio ministry that brought my own family a knowledge of the gospel of Jesus and an introduction to the Seventh-day Adventist Church.

Shortly after the close of World War II, my family lived in a small logging town in northern California. There were no Adventists and, of course, no Adventist church. My brothers and I were preschoolers at that time. Mom and Dad found the radio program on our kitchen radio, and we would all listen on Sunday mornings during breakfast.

G. Edward ReidAfter listening to the program for a period of time, my parents took the Bible correspondence course and upon completion requested a visit from an Adventist pastor. The pastor gave them some additional studies, and they were baptized in the Klamath River. That is one of my earliest memories.

Over the years, I have thanked God that someone sponsored that radio program on a station that reached our little wooden mill-town home. Our family's life-focus changed dramatically after my parents' baptism. There was church school, academy, and college, and service for God's church.

With my background, it is easy for me to imagine other families in isolated places in the world - places where there are no Adventists members or churches - responding to the broadcast ministry of Adventist World Radio. The thousands of letters and e-mails received by AWR each year are a positive testimony that families are being reached by radio.

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A charitable bequest is one or two sentences in your will or living trust that leave to Adventist World Radio a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

Bequest Language

"I, [name], of [city, state ZIP], give, devise and bequeath to Adventist World Radio [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to Adventist World Radio or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to Adventist World Radio as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to Adventist World Radio as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and Adventist World Radio where you agree to make a gift to Adventist World Radio and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

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